Nationwide Universal Cruise

The Nationwide Universal Cruise plan is only available to people who will be traveling on a cruise during their trip. It is well suited for those who will be traveling up to 30 days with family or friends.

This plan is specifically built for the unique needs you’ll have if you are going on a cruise. Because of this, there are some benefits that are not typically included in comprehensive plans. For instance, Return Home Early coverage allows you to abandon your cruise for any reason, and provides transportation costs up to $250 in order to get home. See quoted plan for eligibility requirements and full coverage details. Some state residencies will not allow this coverage.

More specific coverages include (available in most states):

• Pre-Paid Excursion Reimbursement – If the cruise line changes your itinerary after your departure and you have secured pre-paid, non-refundable excursions, this plan will provide a one-time reimbursement up to $250.
• Missed Connection - If inclement weather causes a delay due to a covered reason for between 3 to 6 hours of all regularly scheduled airlines and you miss your cruise departure, this plan will reimburse up to $500 for expenses to help you rejoin your ship (varies by state).

The Universal Cruise plan also includes important coverage such as trip cancellation and trip interruption. If you need to cancel prior to departure or interrupt after departure for a covered reason. The plan also features benefits like travel delay, missed connection, baggage coverage, medical, and emergency medical evacuation coverage to list a few.