Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

This plan includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

View Plan Certificate

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation

Trip Cost

Trip Interruption

Trip Cost + 50%

Baggage Loss

$2,500
$300 per article limit
$600 combined max. for specified items (secondary)

Baggage Delay

8+ hours
$500 max. (secondary)

Medical Limit

$100,000 (secondary)

Pre-Existing Condition Waiver

If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met

Pre-Existing Condition Lookback Period

60 Days

Medical Evacuation

$500,000

Repatriation of Remains
$500,000

Plan Info

Plan Type

Comprehensive

View Certificate

Refund Policy

10 Day Review Period

Available to

U.S. Residents traveling on a covered cruise line during the trip

AM Best Rating

A+

Trip Protection

Trip Cancellation

Trip Cost

Trip Interruption

Trip Cost + 50%

Financial Default

14 day wait if insurance purchased within 14 days of Initial Trip Payment and certain conditions are met

Terrorism in Itinerary City

Foreign and U.S. Domestic

Interrupt for Any Reason

See Return Home Early coverage details in Additional Benefits section below

Cancel for Any Reason

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Baggage Loss

$2,500
$300 per article limit
$600 combined max. for specified items (secondary)

Baggage Delay

8+ hours
$500 max. (secondary)

Travel Delay

6+ hours
$150/day
$750 max. (secondary)

Vacation Rental Damage

—

Medical

Medical Limit

$100,000 (secondary)

Dental

$750 included in Medical (secondary)

Pre-Existing Conditions

Waiver

If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met

Lookback Period

60 Days

Accidental Death

24-Hr Full Coverage

$25,000

Common Carrier

Included in Accidental Death 24-Hour

Flight Only

Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation

$500,000

Repatriation of Remains
$500,000

Additional Benefits

24-Hour Emergency Assistance

Details

Rental Car

—

Optional Coverages

—

Notes

Included Benefits

Cancel For Work Reasons

Return Home Early [Requires purchase within 14 days of Initial Trip Payment] - $500

Shipboard Service Disruption - $200

Itinerary Change - Pre-Paid Excursion Reimbursement - $500

Missed Connection (3-6 hours) - $1,500 (secondary)

Non-Medical Evacuation - $25,000

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site

(4.61) of 5

on average based on 1050 reviews.

A+

A.M. Best Rating

A+

Better Business Bureau Rating

It's tough to know just how good an insurance plan is when you haven't had to make a claim. The peace of mind is good, and I've felt for years that the Nationwide Choice Cruise plan has a very good level of coverage in the event of a significant emergency while out of the country, including emergency evacuation and medical coverage, while also maintaining a reasonable price tag. We have been fortunate enough to not have to file a claim, but I feel reasonably confident that we'd be covered if we did, and we will buy this plan again for future cruises.

Kevin N.

Glad we had the coverage. Gave us peace of mind knowing we were covered. Fortunately, we never had an issue and didn't need to file a claim.

william M.

It is a bummer to know i spent closer to $1000 on an insurance plan that didn't have to cover a penny. I'm sure i would have thought it was a great deal of i had needed to use of, but i venture to guess that 99 out of 100 clients never need a payout, yet it was compulsory to booking the cruise.

Susan H.

See all reviews

Nationwide Choice Cruise

Coverages and Plan Info

Plan Summary

Highlighted Coverages

Plan Info

Trip Protection

Medical

Pre-Existing Conditions

Accidental Death

Evacuation

Additional Benefits

Your Quote

Ratings and reviews

Other plans by Nationwide

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Average rating:

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Essential

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Prime

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Vacation Renter Protector

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Claims Information

Claims

Emergency

Mailing Address