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Travel Dates

CERTIFICATE PERIOD

The certificate period is twelve (12) months. During the certificate period, you are covered for trips of thirty (30) or forty-five (45) days duration or less, as elected by you at time of application, outside your home country. Coverage for each trip begins the moment you depart your home country during the certificate period.

Coverage for each trip terminates on the earliest of:

a. the certificate termination date; or
b. the 30th or 45th day following your departure from your home country; or
c. the moment of your arrival upon return to your home country (unless you have started a benefit period).

If coverage is purchased for your spouse and/or dependents (under age nineteen [19]), they are covered during the same time period as you, if they accompany you on the trip.

For more help, please contact us.

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