Travel Select

SPORTING & GOLF EQUIPMENT DELAY RIDER

The Company will reimburse up to the Maximum Limit shown in the Schedule if, while on a Trip, the Insured’s sporting or golf equipment is delayed or misdirected by the Common Carrier for more than the number of hours shown in the Schedule. The Company will reimburse up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

SECTION IV EXCLUSIONS & LIMITATIONS

I. For the purposes of this rider, the following is added:

The following exclusions apply to Sporting & Golf Equipment Delay:
Benefits will not be provided for any Loss, or damage to, caused by, or resulting from:

(a) Animals, rodents, insects or vermin;
(b) Bicycles (except when checked with a Common Carrier);
(c) Motor vehicles, aircraft, boats, boat motors, ATV’s and other conveyances;
(d) Artificial prosthetic devices, false teeth, any type of eyeglasses, sunglasses, contact lenses, or hearing aids;
(e) Keys, notes, securities, accounts, currency, deeds, food stamps, bills, credit cards, or other evidences of debt, or tickets;
(f) Money, stamps, stocks and bonds, postal or money orders;
(g) Property shipped as freight, or shipped prior to the Departure Date;
(h) Property used in trade, business or for the production of income;
(i) Contraband, illegal transportation or trade;
(j) Items seized by any government, government official or customs official;
(k) Defective materials or craftsmanship;
(l) Normal wear and tear; or
(m) Deterioration.