Gold

“Pre-Existing Condition” means any Accidental Injury, sickness or condition of You, Your Traveling Companion or Your Family Member booked to travel with You for which medical advice, diagnosis, care or treatment was recommended or received within the 60 day period ending on the Effective Date. Sicknesses or conditions are not considered pre-existing if the sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription throughout the entire 60 day period ending on the Effective Date and no medical advice, diagnosis, care or treatment has otherwise been received.

We will not pay for loss caused by or resulting from:

1. Pre-Existing Conditions, unless: a) the Policy is purchased within 14 days of Your initial trip deposit; b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and c) You are not disabled in a way that prevents you from travelling at the time You pay the premium;

For residents of Nevada and if applicable to Your Policy:

In SECTION I. DEFINITIONS, the definition of “Pre-Existing Condition” is deleted and replaced with the following:

“Pre-Existing Condition” means any Accidental Injury, sickness or condition of You, Your Traveling Companion, or Your Family Member booked to travel with You for which medical advice, diagnosis, care or treatment was recommended or received during the 6 months immediately preceding the Effective Date. Sicknesses or conditions are not considered pre-existing if the sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription throughout the entire 6 month period ending on the Effective Date and no medical advice, diagnosis, care or treatment has otherwise been received.

Such conditions as described here shall continue to be a Pre-Existing Condition until the earlier of the Policy expiration date or twelve (12) consecutive months beginning with the Effective Date of coverage.

The Pre-existing Conditions exclusion is waived if You enroll in the Plan at the time You pay the deposit required for the Covered Trip (or within fourteen (14) days of the initial deposit) and You purchase the coverage under the Plan for the full cost of the Covered Trip.

For residents of Wyoming and if applicable to Your Policy:

In SECTION I. GENERAL DEFINITIONS, the definition of Pre-Existing Condition is amended to read:

“Pre-Existing Condition” means any Accidental Injury, sickness or condition of You, Your Traveling Companion, or Your Family Member booked to travel with You for which actual medical advice, diagnosis, care or treatment was recommended or received within the 60 day period ending on the Effective Date. Sicknesses or conditions are not considered pre-existing if the sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription throughout the entire 60 day period ending on the Effective Date and no actual medical advice, diagnosis, care or treatment has otherwise been received.