Trip Protector Preferred

Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date of Your Policy for which You, Your Traveling Companion, or a Family Member booked to travel with You: 1) exhibited symptoms that would have caused a typical person to seek care or treatment; or 2) received or received a recommendation for a test, examination, or medical treatment; or 3) took or received a prescription for drugs or medicine. Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before the Effective Date of Your Policy.

The Pre-Existing Condition exclusion will be waived provided:

(a) Your premium is received within the Time Sensitive Period; and
(b) You insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions, and also insure the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and
(c) You are medically able to travel on Your Effective Date.

STATE MANDATED LANGUAGE

CALIFORNIA AMENDATORY ENDORSEMENT
Under the section entitled GENERAL DEFINITIONS, the definition of Pre-Existing Condition is deleted in its entirety and replaced with the following:

Pre-Existing Condition means a condition for which medical advice, diagnosis, care, or treatment was recommended or received during the sixty (60) day period immediately prior to the Effective Date of Your Policy for which You, Your Traveling Companion, or a Family Member booked to travel with You.

IDAHO AMENDATORY ENDORSEMENT
Under the section entitled GENERAL DEFINITIONS, the definition of Pre-Existing Condition is deleted in its entirety and replaced with the following:

Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date of Your Certificate/Policy for which You, Your Traveling Companion, or a Family Member booked to travel with You: 1) that would have caused an ordinarily prudent person to seek diagnosis, care or treatment; or 2) for which medical advice, care or treatment was recommended or received; or 3) an existing pregnancy.

MASSACHUSETTS AMENDATORY ENDORSEMENT
Under the section entitled GENERAL DEFINITIONS, the definition of Pre-Existing Condition is amended as follows:

Pre-Existing Condition means a medical condition for which You, Your Traveling Companion, or a Family Member booked to travel with You received medical advice or treatment during the sixty (60) day period immediately prior to the Effective Date of Your Policy or because of which an individual had symptoms which would have led an ordinarily prudent person to seek medical advice or treatment for that medical condition, or a pregnancy existing on the effective date of coverage.

NORTH DAKOTA AMENDATORY ENDORSEMENT
Under the section entitled GENERAL DEFINITIONS, the definition of Pre-existing Condition is deleted in its entirety and replaced with the following:

Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date of Your Certificate/Policy for which You, Your Traveling Companion or a Family Member booked to travel with You received medical advice or treatment.

SOUTH CAROLINA AMENDATORY ENDORSEMENT
Under the section entitled General Definitions, the definition of Pre-Existing Condition is deleted in its entirety and replaced with the following:

Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date of Your Policy for which You, Your Traveling Companion, or a Family Member booked to travel with You received medical advice or treatment or medical advice or treatment was recommended.

UTAH AMENDATORY ENDORSEMENT
The Pre-Existing Condition exclusion will be waived provided:

(a) Your premium is received within the Time Sensitive Period; and
(b) You insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions, and also insure the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and
(c) You are medically able to travel on Your Effective Date.

Under the section entitled GENERAL DEFINITIONS, the definition of Pre-Existing Condition is deleted in its entirety and replaced with the following:

Pre-Existing Condition means any condition during the sixty (60) day period immediately prior to the Effective Date of Your Policy for which You, Your Traveling Companion, or a Family Member booked to travel with You: 1) exhibited symptoms that would have caused an ordinarily prudent person to seek diagnosis, care or treatment; or 2) or a condition for which medical advice or treatment was recommended by a physician or received from a physician.