Atlas Journey Premier

Upgrade - Pet Care

If you purchase this optional upgrade, the following coverage changes apply: 

The following Unforeseen reason is added under Your TRIP CANCELLATION: 

(ss) death or critical illness of Your cat or dog that occurs within the thirty (30) days prior to Your Trip Scheduled Departure Date as certified by a Veterinarian at the time of loss preventing Your participation in the Trip; 

The following Unforeseen reasons are added to Your TRIP INTERRUPTION Benefit: 

(mm) death or critical illness of Your cat or dog that occurs during the Trip as certified by a Veterinarian; 

The following Benefit is added to Your Policy, with a Maximum Benefit Limit shown in Your Schedule of Benefits: 

PET BOARDING 

We will pay You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for additional boarding fees incurred after the first twelve (12) hours of Your delayed return from Your Trip due to Your covered Trip Interruption which results in Your pet exceeding a pre-booked period of accommodation within a recognized boarding kennel, cattery, stables or animal shelter. 

Benefits are not payable for: 

1. claims which are not substantiated by a written report from the boarding kennel, cattery, or animal shelter; and 
2. any fees incurred in the first twelve (12) hours following the original reservation period. 

The following Benefit is added to Your Policy, with a Maximum Benefit Limit shown in Your Schedule of Benefits: 

PET MEDICAL 

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits less any deductible listed, if Your cat or dog that is accompanying You on Your Trip has emergency veterinary treatment during Your Trip resulting in covered reasonable and necessary medical expenses listed below as a result of a sickness or injury that first manifests itself in or occurs to Your cat or dog during Your Trip. 

For this coverage: 

1. Emergency veterinary treatment means necessary medical treatment, services and supplies that must be performed during the Trip due to the serious and acute nature of Your pet’s sickness or injury. No benefits are available for any treatment of a pre-existing condition. 
2. Covered medical expenses means necessary services and supplies administered by the attending licensed Veterinarian during Your Trip. 

Maximum Benefit Amount shown in the Schedule of Benefits is the total available for all reasonable and necessary expenses incurred by all pets accompanying You. 

The following coverage is added under Your MEDICAL EVACUATION Benefit: 

(g) charges to transport Your pet Home if You suffer an Accident or Sickness while on Your Trip that results in Your Hospitalization. 

Under the heading “DEFINITIONS”, the following is added: 

Veterinarian means a licensed practitioner pertaining to the medical and surgical treatment of animals acting within the scope of his/her license. The treating Veterinarian may not be You, a Traveling Companion or a Family Member.