Travel Insurance Reviews for Nationwide Essential

Vacation travel insurance is confusing to understand in terms of what you are getting and it is relatively expensive (5-10% of trip cost). I went with Nationwide in part because of their reputation for other types of insurance, but I will most likely not automatically return to Nationwide for my next vacation travel, because it is unclear to me whether I received the best insurance I could for the price I paid. I believe that travelers will flock to a company that sells travel insurance by demonstrating its value, rather than by simply comparing what they offer to what others offer. Insurance companies, including Nationwide, seem uninterested in providing a short, easy-to-understand summary linking what you are buying to why the price is what it is.

I worried a good bit that something would happen to me that would be considered a pre-existing condition and that my claim would be denied. If I had to do it over again, I would get the plan which covered ALL reasons for a claim.

I highly recommend this. I did not need this but one lady in our group had to have an emergency appendectomy. They did not have insurance.

I thought the price was very fair and the company had other policies that increased coverage in areas that other travelers may be more concerned about. I had no major issues for which I needed to file a claim so I can't speak to the company response during the claim process. I thought the policy was fairly priced with excellent coverage.

Not much to review since we didn't make a claim.

Since I didn't need to use it, it's hard to rate, but I have no complaints.

Provided the feeling of safety we required.

Never had to use it, so cannot tell how it would have worked, but I prefer to not know.