I purchased the Nationwide Mutual Insurance Company Essential plan as travel insurance coverage for my trip to Portugal. The process to obtain travel insurance was simple and convenient. Thankfully, I did not need to file a claim, but I felt good knowing I had coverage in the event of an incident.
Latoya S. would
recommend this plan to a friend or relative.
Travel insurance is a necessity in these days, but it is largely a scam because companies (hotels, airlines, tour operators) want to charge for services they don’t provide when something changes for their customers. It should be the companies buying insurance to cover their losses, not consumers. Unfortunately, unless there are better consumer protections in the future, these policies will continue to be important. This was the cheapest we found to cover what we needed.
Lisa D. would
recommend this plan to a friend or relative.
Over all plan was wonderful. I was a little confused with who to contact with questions. The travel nurse herself was wonderful but the coordination between leaving the hospital and the trip home was a nightmare including me staying unaccompanied at a hotel for over 24 hours when her flight to me was delayed with no notification until I called hours after she was to arrive.
Dairne M. would
recommend this plan to a friend or relative.
This plan was a waste to purchase. We missed a port on our cruise due to a national strike in France and never even went to France. Nationwide insurance would not count missing a port as trip interruption even though it was beyond our control . The cruiseline made the call, not us. And it was the main reason why we booked this trip. I had to go back and forth with them for months, providing documentation and receipts just to have them reject our claim. It was very frustrating. I'm considering just not buying insurance next time because it's not honored.
Colleen M. would not
recommend this plan to a friend or relative.
Happily to not have to have use the plan. I can't rate anything with customer service or how things would have played out if I had had an issue during the trip.
John K. would
recommend this plan to a friend or relative.