Our cruise was cancelled due to bankruptcy of the travel agent. Insurance did not cover it. We did not go on the cruise and none of our out of pocket expenses were covered. Insurance was worthless. Claim was denied. Never thought this would happen and didn't realize until it did that we were not covered. Would at least have expected to get a refund for not using the insurance. We realize now that travel insurance does not cover a lot of potential situations. Read the fine print.
James K. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
We are sorry to hear that you had to cancel your trip. Financial default coverage will cover the unforeseen bankruptcy of an airline, cruise line, or tour operator. Sadly, the policies on our site do not include Travel Agents under this coverage. For Cancellation due to this reason, a policy that included Cancel For Any Reason would be needed.
There are typically 3 conditions that must be met to purchase a Cancel For Any Reason Rider: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, this benefit will typically reimburse you 75% of your trip cost, unless otherwise noted.
Please feel free to contact us when planning your next trip. Our licensed agents are able to provide recommendations to you based on the concerns you have. Our office is open 7 days a week and can be reached by calling 1-800-487-4722.
This has the company that I use for all of my travel insurance needs. I have never had to file a claim, but my experience with their customer service department has always been exceptional and I have no concerns should the need arise. I would definitely recommend them and will continue to use them for all my major trips.
Helen M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
It's better not to need such a plan, but nice to know it will be there should you need it. I've been very happy with the coverage I've purchased from April on multiple occasions.
CHRISTIAN W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Since I fortunately did not need to file a claim I am unable to say whether the coverage was adequate or if the company would compensate properly if there was a claim.
Martrin R. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We had no issues which of course is what one hopes for. I rated the plan satisfaction 4/5 because April listed a number of additional free services they provide such as destination profile, hotel accommodation recommendations, restaurant referrals, and floral services. I requested some of these services and never received them.
Margaret C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We are sorry to hear that you had to cancel your trip. Financial default coverage will cover the unforeseen bankruptcy of an airline, cruise line, or tour operator. Sadly, the policies on our site do not include Travel Agents under this coverage. For Cancellation due to this reason, a policy that included Cancel For Any Reason would be needed.
There are typically 3 conditions that must be met to purchase a Cancel For Any Reason Rider: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, this benefit will typically reimburse you 75% of your trip cost, unless otherwise noted.
Please feel free to contact us when planning your next trip. Our licensed agents are able to provide recommendations to you based on the concerns you have. Our office is open 7 days a week and can be reached by calling 1-800-487-4722.