Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with this plan. You are correct in that the International Medical Group Patriot International is a secondary policy. The majority of travel insurance policies are secondary.
If a travel insurance plan is secondary, the insured person(s) would be required to file a claim with their primary health insurance first. If coverage is denied or only partially provided, the travel insurance would cover the remainder, up to the policy limit.
Please call us at 800-487-4772 if you have any questions pertaining to this policy, or about primary vs secondary coverage. We would be happy to assist you.
If a travel insurance plan is secondary, the insured person(s) would be required to file a claim with their primary health insurance first. If coverage is denied or only partially provided, the travel insurance would cover the remainder, up to the policy limit.
Please call us at 800-487-4772 if you have any questions pertaining to this policy, or about primary vs secondary coverage. We would be happy to assist you.