My husband became ill while on our trip. This policy covered the hospital bill that our US insurance didn't cover. It also covered the excursions we could not take, the cost of taxi to the hospital and back , and even covered our portion of a rental car that we did not get to use.These were all the things we had asked for reimbursement. Professional, prompt. I would purchase a plan from them again. It did take 6 months to get everything settled, so keep that in mind--we had traveled internationally. A big slow down was actually our regular insurance company--I had to submit info that showed how much my personal medical insurance company covered before John Hancock would pursue the claim.
Note: It would be a good idea to print off the forms you might need and take them with you.That way the forms can be completed by the doctor while you are still at the hospital. I did not do that, and had to get the ER doc to write a letter instead. John Hancock DID accept the letter and worked with us, hassle free.
amy s. would
recommend this plan to a friend or relative.
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Note: This review is for an earlier version of the plan.