It's tough to know just how good an insurance plan is when you haven't had to make a claim. The peace of mind is good, and I've felt for years that the Nationwide Choice Cruise plan has a very good level of coverage in the event of a significant emergency while out of the country, including emergency evacuation and medical coverage, while also maintaining a reasonable price tag.
We have been fortunate enough to not have to file a claim, but I feel reasonably confident that we'd be covered if we did, and we will buy this plan again for future cruises.
Kevin N. would
recommend this plan to a friend or relative.
I thankfully didn't need to use the insurance for my trip, but I've always felt the Nationwide Choice Cruise plan is a nice, comprehensive plan at a competitive price point. If I had purchased it earlier I would have been able to use the itinerary change feature as a cruise port was changed after I booked my cruise, but before I purchased the insurance. I'll know for next time to buy the insurance when I make my initial cruise payment.
Kevin N. would
recommend this plan to a friend or relative.
Had a foot injury while on shore on a cruise and had to see the ship doctor. The medical claim was submitted and I received reimbursement for the claim promptly.
Michael J. would
recommend this plan to a friend or relative.
Half way through my trip, I decided to extend my vacation. I waited on hold for a half hour before leaving a message to have someone contact me with information on what I needed to do to continue my coverage and no one ever called me back. I'd be hesitant to use this company in the future as I'm not sure if anyone would get back to me if I actually needed help. Thankfully, I had no issues on my trip and the insurance wasn't needed, but it was a bit frustrating being ignored when trying to give the company more business.
Jessica O. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Did not have to make a claim so I cannot comment on that part of having the insurance. The Plan is pricey (they all are) but allows me to apply closer to my date of travel because the pre-x exclusion applies if the Plan is purchased before the FINAL payment is due, instead of within 14-21 days of the (usually refundable) deposit which could be a year or more before the trip. The benefits seem to cover all my needs.
Kenneth R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.