Even though my plans went through without a hitch, having this coverage gave me the peace of mind, knowing that I could weather any glitch in the travel accommodations.
Kathleen R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
One of the things that I was after in the plan was the auto insurance. You knew that we were going to Ireland and said nothing about the fact that your auto insurance ($58.00) would NOT cover us in Ireland. I feel that I have been taken advantage of. I am EXTREMELY unhappy!
Edward M. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The Crum and Forster Travel Insured policies do provide Rental Car Damage for travel in Ireland according to the following terms and conditions;
"RENTAL CAR DAMAGE
Applicable only when specifically requested on the original application and the appropriate additional premium has been paid and purchase confirmed on Your Confirmation of Benefits.
You are eligible for benefits up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You rent a car while on Your Trip, and the car is damaged due to collision, theft,
vandalism, windstorm, fire, hail, flood or any cause not in Your control while in Your possession, or the car is stolen while in Your possession and is not recovered.
We will pay the lesser of:
a. the cost of repairs and rental charges imposed by the rental company while the car is being repaired;
b. the Actual Cash Value of the car; or
c. the amount shown in the Confirmation of Benefits.
Coverage is provided to You, provided You are a licensed driver and are listed on the rental agreement."
Although your Certificate of Insurance indicates that you are traveling to Ireland, your rental car company did not accept the policy as proof of Rental Car Damage insurance and forced you to purchase the coverage from them. Perhaps they insisted on you purchasing the coverage because it included liability coverage which we cannot provide.
Although we regret that you are extremely unhappy with the decision, travel insurance providers do not delete coverage or refund premium after your departure date.
As is the case with most insurance, you don't really know how good it is until you have to file a claim. The purchase process was easy and tailored to our needs at a good price
John R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I purchased your plan because of car rental insurance for Ireland, after arriving at car rental in Dublin, with copies of entire plan, the rental company said we needed an email specifying coverage in Ireland. I phoned your company and was told they could not do that and gave me another number to call, after being told to call several numbers, with no success we had to pay $400.00 to the car rental for Their insurance, I am very disappointed and upset with your company for not simply emailing a simple confirmation of coverage in Ireland
Barbara S. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We are sorry to hear that the car rental agent in Ireland would not accept this policy as proof of insurance. We do not have a history of this problem with car rental coverage in most countries and certainly apologize in wasting your time with several phone calls.
However, the Rental Car Collision - Loss offered by your policy does not include auto liability coverage. Since car rental agents in Ireland require liability coverage, the 400.00 USD insurance charge most likely included auto liability insurance which our plans cannot provide.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
Never needed (which is great), so I can't say how well they cover claims. However, the cost to get this coverage was cheaper than going through my travel agent and it gave me all the coverage I wanted, so I'd recommend using this company based on that.
Janelle C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The Crum and Forster Travel Insured policies do provide Rental Car Damage for travel in Ireland according to the following terms and conditions;
"RENTAL CAR DAMAGE
Applicable only when specifically requested on the original application and the appropriate additional premium has been paid and purchase confirmed on Your Confirmation of Benefits.
You are eligible for benefits up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You rent a car while on Your Trip, and the car is damaged due to collision, theft,
vandalism, windstorm, fire, hail, flood or any cause not in Your control while in Your possession, or the car is stolen while in Your possession and is not recovered.
We will pay the lesser of:
a. the cost of repairs and rental charges imposed by the rental company while the car is being repaired;
b. the Actual Cash Value of the car; or
c. the amount shown in the Confirmation of Benefits.
Coverage is provided to You, provided You are a licensed driver and are listed on the rental agreement."
Although your Certificate of Insurance indicates that you are traveling to Ireland, your rental car company did not accept the policy as proof of Rental Car Damage insurance and forced you to purchase the coverage from them. Perhaps they insisted on you purchasing the coverage because it included liability coverage which we cannot provide.
Although we regret that you are extremely unhappy with the decision, travel insurance providers do not delete coverage or refund premium after your departure date.