I ould not afford a plan that covered anything other than severe acute hospitalizable medical care. Rather, i had four brief hospital stays all of which were below the deductible PER episode. I paid for each event in cash and none of the events were enough over the deductible for each event. First dollar coverage for any medical need was not in m y policy. It is a crap shoot whether to pay the very very high premium expecting to need a hospital or doctor visits, or pray not to get sick UNLESS it is a catastrophic illness. BH never loses in either scenario. It's just business to them.
A Arthur S. would not
recommend this plan to a friend or relative.
I often tell friends and family that they should always buy travel insurance. It certainly gives piece of mind to know that your covered when unexpected things pop up.
Robert C. would
recommend this plan to a friend or relative.