Did not have any issues and did not need to use the plan or file a claim, but this was the best value for the money with the most comprehensive coverage.
Sandy S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The cost of insurance appears high given the short period of risk. We primarily purchase the insurance for medical coverage and medical evacuation while out of the country. It would be nice if insurers provided more flexibility in what an insured purchaser can select for coverage instead of having to buy preset coverage.
Halsey S. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
This was probably the easiest claims process I've ever used (and I've used several). I just went online, pulled down the list of needed documents (no surprises there), then scanned the docs and sent them in an email. 7 days later they sent me an email showing the claim settlement, and a few days later I got the check in the mail. No need to call during business hours; no need to ask for clarification on anything.
I submitted a claim for $250 in medical & pharmacy expenses, and they paid everything except the $6 Uber ride to the doctor (and when they denied that, they sent me the language from the policy explaining why).
Their policy was slightly more expensive than another company's, but I think it was worth it for the ease and speed of filing the claim.
Michael C. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
Fortunately, we did not have to seek covered services during our trip, though both my husband and I did each take a fall! However, it gave me great peace of mind to know that we could go directly to a provider that was in the network in the places we visited, rather than having to go through a claims process. For that reason, I will insure my future trips with HTH Worldwide.
Ann G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Claim settlement is very disappointing. They didn't consider even additional $50 expenses apart from insured amount which I had to spend in preparation of trip for which I did provide appropriate receipt as well. Usually other insurance companies do consider this so DO NOT buy HTH worldwide trip insurance.
PRAJKTA K. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback. We received the following response from an HTH representative.
"Hello and thank you for your feedback. Our claims department confirmed that they have processed and paid your claims according to the benefits outlined on your certificate of coverage. If you have any questions please contact customer service by phone at 1-844-276-1213 or by email at [email protected].
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.