Travel Insurance Reviews for Nationwide Essential

I always purchase travel insurance, and have had 2 minor claims that were quick and efficient.This time the claim was substantial as my husband had urgent surgery 2 days before the trip, and was medically unable to travel. Nationwide made the claim process easy, as long as I had the receipts and cancellation fees. Reimbursement took less than 1 month. I will continue to use Nationwide in the future!

When I got sick and tried to get an appointment there were no doctors available or when I did make an appointment it was cancelled. Total waste of my time and delayed the time before I saw a doctor. Gave up on your stupid automated system and went to an Urgent Care at a hospital. I would never recommend Nationwide to anyone.

I paid extra $1,300 for my flight from London to Manila with Air China because my original flight with Shenzhen Airlines ($999) was postponed for the next day. It was a Sunday, their office was closed, have tried calling them, I even went to the airport but Shenzhen Air didn't have any representative there. I wanted to explain to them that I won't make it to my connecting flight in Bao'an China if I take their postponed flight.
Nationwide paid only $600 for the new flight that I paid after Shenzhen messed up everything for mine and my husband's flight.

This plan was a waste to purchase. We missed a port on our cruise due to a national strike in France and never even went to France. Nationwide insurance would not count missing a port as trip interruption even though it was beyond our control . The cruiseline made the call, not us. And it was the main reason why we booked this trip. I had to go back and forth with them for months, providing documentation and receipts just to have them reject our claim. It was very frustrating. I'm considering just not buying insurance next time because it's not honored.