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WorldTrips Atlas International
This company is ridiculous and soooo shady. Just check out the other reviews.
They look like reviews made by bots/ai and they give 5 starts all the time.

In reality this company is a fraud absolutely.


First of all they have zero costumer service, zero. They don't reply to emails or messages sent to them. Then, the whole claim process is ridiculous. After you submit the claim, there's zero communication. Nobody tells you what happened. I mean, how difficult is it, to send an automated message to your email address?? Like (Claim outcome finalized) They can't even do that. You have to manually login yourself and check the limbo that's their website.

Then about the cover. WOW.

This is my first policy ever with this company. They checked my papers for 7 days, then they denied.
Without even reaching out to me, not one email, not one phone call nothing. They are not even specific about why the claim was denied.

According to them, in their final claim document. It says" Claim denied, reason, " Unable to contact the hospital, or to confirm that the insured was at the hospital".

What? Are you kidding me??? I bet they called the hospital once, nobody answered and that's all, close the claim. This is ridiculous. Also nobody ever tried to contact me. I could supply more documents if needed.

But, they outright denied the claim, and that's all.


This company is a joke, stay away from them. Literally they offer zero coverage.


Absolutely horrible experience with them.
Ralph B. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Angie
    Photo
    We are so sorry for the inconvenience you have experienced. Upon review of your file, we show all claims on the indicated policy as being processed without denial, so we would appreciate the opportunity to touch base with you and repair any defect that may have occurred. Thank you for reaching out and giving us am opportunity for improvement and we hope to connect with your to resolve your concerns.

    Jan 11,2024
  • MarkH
    Photo
    Same thing happened to me. Do not use this insurance company, they will not honor your claim if you have one.
    Jan 18,2024
WorldTrips Atlas International
What an awful company. They got zero customer service, and I don't think they care at all.
Their attitude is just whatever.

So, I've got a claim back in October. I submitted it to them in early November.
2 months later, I hear nothing from them. I had to login myself to their messy website.
There's zero communication from them. Zero.

So I logged, in, went to the claims section, and there's t he PDF with the claim outcome PDF.
I click on it. and what does it say? Denied! I had minor medical expenses under 900 USD.

In their reason for denying the claim says, " We could not contact the hospital to confirm the expenses." Are you kidding me? I'm sure they called the hospital once, and that's all, denied the claim.

By the way in two months, nobody contacted me, not even an email, or even a notice of anything.

It's absolutely ridiculous.

Stay away from this fraudulent company!
Dita G. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Angie
    Photo
    Thank you for your feedback, we are so sorry to hear about your negative experience. We are reviewing your file and would be happy to discuss further if you would like the be contacted. We appreciate the opportunity for improvement. Safe travels.

    Dec 22,2023
WorldTrips Atlas International
Awful company.

They have zero customer service. Zero.

So their claim procedure, takes like 2-3 months.

Then after that, they don't even inform you the result. You have to manually login yourself to their website , which never works.

On top of all that, they also never settler their claims.

They must have a 10% settlement rate or something.

Absolutely awful. Not recommended.
Steffen L. would not recommend this plan to a friend or relative.
3 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Angie
    Photo
    Thank you for your review. We are very sorry to hear about your experience and would be happy to discuss further. Please reach out should you wish to be contacted about your claim and thank you for taking the time to provide feedback so we can utilize this as an opportunity for improvement.

    Safe Travels-
    Dec 15,2023
The trip included a
cruise
tour
WorldTrips Atlas International
Awful insurance company.

They have zero customer service.
Their website is awful and doesn't work.
It's even almost impossible just to register on their website and to even login.

Then the claim process is hell, and when they finally come to a conclusion for a claim, they literally don't even inform you. No message, no email, no phone call. Nothing.

Absolutely the worst of the worst.
Steve M. would not recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Angie
    Photo
    Thank you for your review. We are very sorry to hear about your experience and would be happy to discuss further. Please reach out should you wish to be contacted about your claim and thank you for taking the time to provide feedback so we can utilize this as an opportunity for improvement.

    Safe Travels-
    Dec 15,2023
WorldTrips Atlas International
The best plan ever
Aron S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
WorldTrips Atlas International
Very dissatisfied with this insurance company.

I submitted a claim over 4 months ago. For an illness while traveling. Costs under 900 USD.
Okay... so I submitted the documents. I'm waiting for months, then finally they come to a conclusion and issue a settlement. Okay....

So, I login to see the details, and when I see the final settlement, they issued me a check.
What? I'm based in Europe, there's no way for me to cash a USA check. But the problem is, when I submitted the claim, I very clearly asked for a wire, and I wrote down my bank details, there in the form.

Okay, so I contacted them, and for over 40 days, they keep ignoring me and so far they don't want to issue a wire.

???? Is this some kind of clever way to not pay settlements?

4 months total in waiting and they still can't deal with my claim.

I'd say try other insurance companies, definitely not this one.
MARIA M. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
WorldTrips Atlas International
Was unfortunate that I had to file a medical claim, the process took a little bit but overall was very smooth and was reimbursed for my doctor visit during my trip.
Chun hung c. would recommend this plan to a friend or relative.
2 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
WorldTrips Atlas International
The claims process with WorldTrips is very difficult and cumbersome. They take several weeks to respond for any type of communication or after submitting more documentation. Their online portal is not very user friendly and is in need of an update.
Michael K. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Angie
    Photo
    Hi Michael. Thank you for providing feedback and we apologize for the cumbersome process. We’re actively working to make improvements to our internal processes and our online member portal to help prevent situations like this occurring in the future.

    Feb 02,2023
WorldTrips Atlas International
really good insurancd
Bartholomeus D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
WorldTrips Atlas International
I had a heart attack in Costa Rica in May this year. While in the ER in San Jose CR I called the insurance company. I was interrogated instead of helping me while in pain ready to be operated on. I gave them Doctors info and Hospital info. I did not get the surgery they stabilized me to return back tothe USA. 4DAYS in tha CR Hospital. Bills added up I get home and no body called me I called them. Sent all pertinent information Then they Denied my claim. Reason Pre existing conditions.
I will never use a company that isn't in the USA. Also I am telling all my surfing groups that I travel with to NEVER USE YOUR COMPANY
Ray E. would not recommend this plan to a friend or relative.
14 of 14 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Megan B.
    Photo
    Dear Valued Customer,

    We thank you for your feedback. Please see the response provided by WorldTrips in regards to your review below:

    "WorldTrips has reviewed the claims submitted by the insured. Based on our review of this file, the insured’s claims were appropriately reviewed and denied per the terms and conditions of the policy. If the insured would like to appeal this decision, an appeal maybe filed at https://service.worldtrips.com/."

    Thank you.
    Sep 24,2021
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