C&F Travel Insured International
Worldwide Trip Protector Plus
The main problem in reviewing insurance policies is that one hopes to not need it. We did not use ANY of the benefits, but there were definitely times I was glad to know the coverage was there.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
Antonio F. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
We also forwarded your review to Crum and Forster Travel Insured who provided this response:
"We apologize that you did not receive ultimate customer satisfaction. We urge all of our customers to reach out to us at any time with questions regarding coverage so you can be sure you are getting the protection you are looking for. Thank you."
Travel Insured International | A Crum & Forster Company