Patriot International Lite

N. EMERGENCY TREATMENT WHILE TRAVELING THROUGH THE UNITED STATES: As an accommodation and supplemental benefit, the Insured Person will be covered under this insurance within the United States for incidental Emergency Treatment up to the number of days and Maximum Limit shown in the BENEFIT SUMMARY, provided that:

(1) the Insured Person was traveling through the United States en route to or from a Destination Country
(2) the United States is not one of the Insured Person’s Destination Countries
(3) the Insured Person requires Treatment for an Injury or Illness that is an Emergency
(4) Treatment for an Injury or Illness that is an Emergency must be Pre-certified and coordinated by the Company

O. EMERGENCY MEDICAL EVACUATION TO THE UNITED STATES AND ASSOCIATED TREATMENT: When an Insured Person has received Emergency Medical Evacuation to the United States by the Company, the Insured Person will be covered for Eligible Medical Expenses incurred for up to the number of days and Maximum Limit shown in the BENEFIT SUMMARY, provided that:

(1) the Emergency Medical Evacuation and medical Facility must be Pre-certified and coordinated by the Company
(2) the Insured Person shall have no coverage in the United States beyond the Maximum Limit shown in the BENEFIT SUMMARY
(3) the Insured Person’s coverage under this insurance shall continue if and when the Insured Person returns to the Destination Country during the Period of Coverage.

P. EMERGENCY TREATMENT DURING INCIDENTAL TRIP TO COUNTRY OF RESIDENCE: As an accommodation and supplemental benefit and subject to the Terms of this insurance, the Insured Person will be covered under this insurance during incidental return trips to their Country of Residence up to the number of days and Maximum Limit shown in the BENEFIT SUMMARY during the Period of Coverage beginning with the date the Insured Person first arrives back in their Country of Residence provided that:

(1) the Insured Person has departed their Country of Residence prior to any incidental trip
(2) the Insured Person has timely paid applicable Premium for at least thirty (30) days of continuous coverage
(3) Treatment for an Illness or Injury must have not incurred or been sustained while in the Destination Country
(4) Treatment must be Pre-certified and coordinated by the Company.