Patriot America Lite

Deductible: The dollar amount, as selected on the Application and specified in the Declaration, that the Insured Person must pay of ELIGIBLE MEDICAL EXPENSES per Period of Coverage prior to receiving benefits or coverage under this insurance, and not including any applicable Coinsurance.

Hospital Emergency Room: United States
• Injury: Not subject to Emergency Room Deductible
• Illness: Subject to a $250 Deductible for each Emergency Room visit for Treatment that does not result in a direct Inpatient Hospital admission