Atlas Journey Premier

Upgrade - Primary Coverage: Baggage Damage or Loss and Increased Maximum Benefit Limit

If You purchase this optional upgrade, the following coverage changes apply: 

1. Additional benefits are available as reflected in the Upgrade’s Maximum Benefit Amount shown in the Schedule of Benefits. 

2. The Excess Insurance provision under GENERAL PROVISIONS does not apply to BAGGAGE DAMAGE OR LOSS: 

Primary Insurance: Benefits provided under Baggage Damage or Loss coverage shall be considered primary. This is subject to recovery, as We may pay a claim first and then seek recovery from any responsible third party. 

Excess Insurance: Insurance provided by this Policy shall be in excess of all Other Insurance (except for Baggage Damage or Loss). If, at the time of the occurrence of any other loss, there is Other Insurance in place, We shall be liable only for the excess of any amount paid or payable under Other Insurance. Recover of losses from other parties does not result in a refund of premium paid.