Trip Protector Preferred

ACCIDENTAL DEATH AND DISMEMBERMENT
COMMON CARRIER (AIR ONLY)

The Company will pay benefits for Accidental Injuries resulting in a Loss as described in the Table of Losses below, that occurs while You are riding as a passenger in or on, boarding or alighting from, any air conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within three hundred sixty-five (365) days after the date of the Accident causing the Loss. The Principal Sum is shown on the Schedule of Benefits.

If more than one Loss is sustained as the result of an Accident, the amount payable shall be the largest amount shown in the Table of Losses.

"Loss" with regard to:

1. hand or foot, means actual complete severance through and above the wrist or ankle joints; and
2. eye means an entire and irrecoverable Loss of sight;
3. speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and
4. thumb and index finger mean actual severance through or above the joint that meets the finger at the palm.

EXPOSURE

The Company will pay benefits for covered Losses that result from You being unavoidably exposed to the elements due to an Accident of an air conveyance operated under a license for the transportation of passengers for hire during the Trip. The Loss must occur within three hundred sixty-five (365) days after the event that caused the exposure.

DISAPPEARANCE

The Company will pay benefits for Loss of life if Your body cannot be located within three hundred sixty-five (365) days after Your disappearance due to forced landing, stranding, sinking, or wrecking of an air conveyance operated under a license for the transportation of passengers for hire during the Trip in which You were a passenger.

STATE MANDATE LANGUAGE

MAINE AMENDATORY ENDORSEMENT
The following is added to ACCIDENTAL DEATH AND DISMEMBERMENT, ACCIDENTAL DEATH AND DISMEMBERMENT - COMMON CARRIER (AIR ONLY):

Notwithstanding any provisions to the contrary, accidental death and double dismemberment amounts payable under this Certificate/Policy shall be at least $2,000; single dismemberment amounts payable under this Certificate/Policy shall be at least $1,000.

UTAH AMENDATORY ENDORSEMENT
Under the section entitled COVERAGES, subsection titled ACCIDENTAL DEATH AND DISMEMBERMENT COMMON CARRIER (AIR ONLY), the DISAPPEARANCE provision is deleted in its entirety and replaced with the following:

The Company will pay benefits for Loss of life if Your body cannot be located after Your disappearance due to forced landing, stranding, sinking, or wrecking of a conveyance operated under a license for the transportation of passengers for hire during the Trip in which You were a passenger.