Travel Select

FLIGHT ACCIDENTAL DEATH & DISMEMBERMENT

The Company will pay the Insured if, while on the Trip, they suffer an Injury, caused by an accident, that results in permanent disability or their death. The Injury must occur while riding as a passenger in or boarding a Common Carrier aircraft. Any Loss must occur within 365 days of the date of the original accident.

The Company will pay the Insured’s estate or beneficiary 100% of the Maximum Limit listed in the Schedule in the event of their death or if the Insured’s remains cannot be located within 365 days of the accident.

The Company will pay the Insured 50% of the Maximum Limit listed in the Schedule if an Injury results in the total and permanent loss of vision in one eye, or the full and permanent amputation or paralysis of the Insured’s hand or foot. If the accident results in loss of more than one of these, the Company will pay 100% of the Maximum Limit. The Company will not pay more than the Maximum Limit for all Losses due to the same accident.

The minimum benefit for any death or dismemberment is $500. 

Coverage for Accidental Death & Dismemberment and Flight Accidental Death & Dismemberment cannot be combined, the Company will pay the higher of the two limits.

SECTION IV EXCLUSIONS AND LIMITATIONS

I. For purposes of this endorsement, the following is added:

The following exclusion also applies to Flight Accidental Death & Dismemberment:
Benefits will not be provided for Loss caused by or resulting from a Sickness.

This endorsement applies only if the Insured has elected this coverage and premium has been paid.